What did you think about 2011, well….. Fasten Your Seatbelts, It’s Going to Be a Bumpy Year Sure, U.S. stocks sank at various parts of the year (2011), including the period after the debt downgrade. But a late-year rally left major averages about where they began, as if the year was placid, not full of [...]
Looking forward for the coming year and hoping for something better than 2011, in Financial Planning. Financial advisers look ahead to 2012 and they discuss potential investment strategies, red flags and more. This year has been characterized by wild daily fluctuations in the markets as investors reacted to various bits of good (Europe has solved [...]
Financial Planning Can Be Based Purely on Common Sense. Today, one information industry has emerged, which has as it’s backbone, common sense, money management to give the average person information about these types of strategies. Wealth Without Wall Street by Don McNay, award winning financial columnist, Huffington Post contributor and founder of McNay Settlement Group [...]
Financial Planning Questions What if you earn an irregular income? Should you keep a contingency fund of three months’ expenses or will you need much more? If your child has special needs, can you afford to plan for his life only till he reaches his twenties? How do you secure your child’s future if you [...]
Retirement Planning Tool A 10 Point Checklist Having a first-class retirement planning tool is essential when planning your retirement. Not just some ‘guess a number and and plug it in’ computer program or spreadsheet. But a process that anyone can understand … a simple tool for anyone who is tackling this challenging task. Many, many [...]
Investment Plans for Kids, Helping Them Get Off to a Good Start Bank saving plans are a great way to help your child to start a saving plan that will grow over time. The problem with a lot of savings accounts is that the money grows slowly and the only way to ensure that [...]
Why Immediate Annuities Deserve A Second Look for Your Retirement Financial Planning Utilizing immediate annuities in your financial planning for retirement can be quite simple and have significant advantages, especially over objections about deferred annuities. An immediate annuity is like a do it yourself pension. When you retire, you give a lump sum of [...]
The financial world today is full of many errors, and one that I hear often when speaking to other financial advisers is, “Well I can get a better rate of return somewhere else.” I could spend hours writing about the absurd claims I heard about rate of return, and how scary it is that some [...]
Abolish Outstanding Debt Using NonProfit Debt Counseling to Get Rid Of Debt Financial Planning starts with getting rid of debt. Credit scams have become common news these days. There are many unethical credit counseling agencies that are on a look out to cheat innocent customers of their hard earned money. However, there are non-profit making [...]
Kennebec Journal Financial planning used to be a service for the wealthy. But with the recent recession and money being so tight, financial planners are now serving the crimped middle class. Koonz-Canarie said she wants to be a hands-on budget management consultant. … Delivering meaningful customer service in tough times is paying off for financial [...]
