Archive for the 'Annuities' Category

Insurance Companies Entering the Market (Again)

Friday, May 13th, 2011

5/12/2011 New life insurance companies entering the structured settlement annuity market bring more choices and competition. This is good news for all who benefit from structured settlements as a tool to aid the resolution of lawsuits and attorneys who structure attorney fees. The first one is Berkshire-Hathaway, they tend to be specialists in long durations [...]

Structured Settlement Quotes

Friday, May 13th, 2011

Structured Settlement quotes will be on your mind, once you have decided to sell a structured settlement. The new video, as of 5/12/2011, discusses your options. You may think, when offered a structured settlement, that you don’t want this, you just want your money. But there are benefits to a settlement like this. Just what [...]

Annuities: Answer To Lack Of Confidence in Social Security?

Thursday, May 12th, 2011

Public losing confidence in Social Security Annuities Could Be The Answer May 11, 2011 By Seth Kravitz AnnuityNews.com Social Security may not be there when I retire! That is a feeling that many Americans may empathize with. This insecurity toward Social Security is good news for the annuity industry. About 35% of Americans are “very” [...]

Annuities for Retirement Income? They May Come Up Short

Saturday, May 7th, 2011

According to BRETT ARENDS in the Wall Street Journal, annuities may be a risky bet right now. Anyone buying an annuity will be locking in at today’s low interest rates, earning a low level of return. And it could leave you at risk if inflation picks up. There are several issues to consider with buying [...]

Deferred Fixed Annuities, CDs: Which is For You

Saturday, April 23rd, 2011

Which of those two, deferred fixed annuities or CDs, is for you, is discussed in the article by Michelle Ksidakis who is a financial services professional for New York Life. Both of them, though categorized as low risk, differ in important ways.  Which would be right for you?  It depends on your goals and priorities [...]

Consider Variable Annuities to Boost Retirement Income

Friday, April 22nd, 2011

According to this article at My San Antonio, after you have fully funded your IRA and your 401(k), if you have funds left, you may want to invest in variable annuities, which offers these benefits: Tax deferred earnings. A variety of investment options. No contribution limits. Payout flexibility. Guaranteed death benefit. Even with those obvious [...]

Structured Settlements and Annuities

Monday, April 18th, 2011

Annuities and structured settlements do share a core similarity: they both can be used to convert a lump sum of money into a series of periodic payments that are disbursed over time.  It is not correct, however, to assume that annuities and structured settlements are one and the same.   To read the original article by [...]

Saving Money By Avoiding Hidden Tax Triggers

Friday, April 15th, 2011

Are you paying taxes now on future income? The first hidden tax risk, turnover, afflicts investments like mutual funds. Turnover can trigger capital gains, which investors must pay taxes on. For more on hidden tax risks, continue reading here… Saving money on taxes is as good as making it in the first place.

TSP (Thrift Savings Plan) Annuities and Withdrawals

Friday, April 15th, 2011

If you have a civilian or a uniformed services TSP account, this information on a FederalTimes.com blog (A Gannet Company) is for you. Many people are interested in a lump sum withdrawal, especially in these rough financial times. Here was the question: Q: My wife retired in February. Our current plan is to take $50,000 [...]