Income or Living Benefit Riders One of the hottest topics in the annuity industry is the income rider. These are also referred to as living benefit riders. These particular devices can be somewhat complex. Stan the annuity man is going to discuss income riders.
Annuities are an investment people think of when the chips are down, according to research from a business professor at the Richard Ivey School of Business. “Alessandro Previtero, an expert in behavioural finance and financial decision making, examined annuities versus lump-sum payments, widely considered the two most popular types of retirement plans. Over a six-year [...]
Structured settlement annuities if used as a vehicle for periodic payments due to an accident, injury etc, are not get rich quick programs nor are they meant to be. Because of the difficulty in getting out structured settlement money on a whim, such as, I want a new car, a cruise would be nice or [...]
Allstate rolls out a structured sales product on oil & gas lease bonus payments. It was announced this week that Allstate would be rolling out a “non-qualified” annuity funding vehicle that would allow for the structuring of oil and gas lease bonus payments. While seemingly obscure to those who do not have land upon which [...]
Why Immediate Annuities Deserve A Second Look for Your Retirement Financial Planning Utilizing immediate annuities in your financial planning for retirement can be quite simple and have significant advantages, especially over objections about deferred annuities. An immediate annuity is like a do it yourself pension. When you retire, you give a lump sum of [...]
Structured Annuity Settlement Author: Brian Sibet What is structured settlement? This is a term generally used in insurance settlement. Insurance settlements are normally one time settlements given to the affected party or the claimant. The structured Annuity settlement (also called a ‘Structured settlement’) can be called as an extension of the benefits over a longer [...]
Variable Annuities, According to the SEC “A variable annuity is a contract between you and an insurance company, under which the insurer agrees to make periodic payments to you, beginning either immediately or at some future date. You purchase a variable annuity contract by making either a single purchase payment or a series of purchase [...]
Variable Annuity Sales For Advisors Springtime has arrived and so have the new VAs InvestmentNews Last week the insurer said that it would curtail skyrocketing sales of its variable annuities and likely would do so by adjusting its investment options (see related story, Page 1). If that happens, all bets are off, Mr. Cacho-Negrete said. [...]
May 15, 2011 BusinessDay Today this article is discussing different types of annuities, including variable annuities. Your state of health will determine the appropriate annuity you deserve Like the saying goes “no two head wears the same cap,” there are different types of annuities which serve individual purposes based on the difference in health status [...]
